August 9, 2018

When the economy took a downturn in 2008, Darin was laid off from a good-paying job in art direction and marketing with a national insurance company for whom he had worked for 10 years. The company had rel...

June 6, 2018

After emigrating from Lima, Peru, as a single woman with no family and few belongings, Luisa lived in New York City for 14 years. In 2009 she moved to Lancaster, and a year later became a citizen of the Un...

September 20, 2017

“My credit card debt was something that developed over several years,” begins Karen*.

“My mother was ill and I was traveling back and forth a lot. Credit cards were a convenient way to pay for what I neede...

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