First-Time Homebuyer Services

What is First-Time Homebuyer Services?

We help moderate- to low-income families purchase their first home through budgeting & housing counseling. It's not just about buying a house. It's about improving lives and making dreams come true.

A family enrolled in First-Time Homebuyer Services works one-on-one with their counselor to identify the goals & changes they need to make to become buyer-ready. The counselor helps each family discover how they too are capable of owning their own home and works with them through the whole process.

How Does It Work?

We provide:

• Budget counseling and credit counseling to improve financial planning skills
• One-on-one counseling to prepare participants for homeownership, including a personalized "Buyer Ready" plan with specific steps and goals to reach homeownership
• Education on the home-buying process
• Assistance in locating a savings program, grants & mortgage products that will best help clients become homeowners.
• Advocacy and support throughout the house-selection & home-buying process
• A Matched Savings Account Program.
• Post-purchase counseling - we won't abandon you after the purchase!
• Loan Document Review-Hud-1 Good Faith Estimate, etc.

• Learn about Accessing Our Services

Program Mission

The First-Time Homebuyer Program rebuilds lives and community by providing housing and budget counseling to help moderate- to low-income families become buyer ready.

First-Time Homebuyer Services Index

• Overview
• Accessing Our Services
• First-Time Homebuyer FAQs